Will Medical Massage Be Covered by Insurance? What You Need to Know
August 26, 2025
When you’re considering medical massage for chronic pain, post-surgical recovery, or injury rehabilitation, one of the first questions that comes to mind is: “Will my insurance cover this?” The answer isn’t always simple—but understanding how medical massage coverage works can save you both stress and money.
At Medical Massage Pensacola, we want our clients to focus on healing, not paperwork. That’s why we provide superbills—detailed receipts you can submit to your insurance company for potential reimbursement.
Does Insurance Cover Medical Massage in Pensacola?
Medical massage is very different from a typical spa massage. It is a therapeutic, outcome-based treatment often prescribed by physicians to address specific medical conditions such as:
- Post-surgical swelling and scar tissue
- Chronic pain (neck, back, or shoulder pain)
- TMJ dysfunction
- Sports injuries
- Nerve entrapment syndromes
While insurance companies rarely cover massage therapy when it’s considered a relaxation service, they may partially reimburse for medical massage when it is:
- Prescribed by a doctor or specialist
- Documented with proper diagnosis codes
- Performed by a licensed massage therapist with medical training
How Superbills Work
Here at Medical Massage Pensacola, we don’t directly bill insurance companies. Instead, we provide superbills upon request.
A superbill is a professional receipt that includes:
- Your therapist’s credentials and clinic information
- The treatment type and duration
- Diagnosis and procedure codes (if provided by your doctor)
- The total cost of service
You can submit this document to your insurance provider. If your plan offers coverage for out-of-network therapeutic services, you may receive partial or full reimbursement.
Questions to Ask Your Insurance Provider
Before scheduling your session, it’s a good idea to call your insurance company and ask:
- Does my plan cover massage therapy when prescribed by a physician?
- Do I need a referral or pre-authorization?
- What percentage of out-of-network costs will be reimbursed?
- Are there limits on the number of sessions per year?
This information will help you understand what to expect financially.
Why Choose Medical Massage Pensacola?
At our clinic, we specialize in evidence-based medical massage for pain relief, post-surgical recovery, and improved mobility. Our licensed therapists are highly trained in advanced techniques and collaborate with physicians’ treatment recommendations.
Most importantly, we make the reimbursement process easier by providing superbills so you can submit directly to your insurance.
Final Thoughts
While not all insurance plans cover medical massage, many clients find that with a doctor’s referral and a superbill, they receive reimbursement for part of their sessions. Even when insurance doesn’t apply, investing in medical massage can reduce pain, speed recovery, and improve your overall quality of life.
At Medical Massage Pensacola, your health comes first. We’re here to help you navigate both your care and your insurance questions.









